ZIP home
- Amy Courtney
- Mortgage Lender
- NMLS 2443738
- 989-272-7548
- amyc@1ststate.bank
Mortgage Calculator
Get a sense of the costs of buying a home with our monthly mortgage calculator.
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An annual or semiannual tax that is assessed, collected, and used by your local government for community funding. Commonly this is escrowed and included in your monthly mortgage payment.
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An insurance policy that protects your property and belongings from damage and destruction (also known as Hazard Insurance). It also can protect you from liability if damage or injury is caused to other people on your property.
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Homeowners Association fees (or dues) are used to cover services and amenities in the community or neighborhood the property is in.
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An insurance policy that protects a lender if a borrower defaults on their loan. Having Mortgage Insurance can make it easier for buyers with smaller down payment amounts to buy a home.
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Making a larger monthly payment on your mortgage can help save on your interest and pay off the mortgage sooner. Make sure to check there aren't limits or charges for early payoffs first.
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You can make interest only payments for the selected amount of years before making principal and interest payments. During this period you still can make interest only payments, as well.
- Mortgage Payment (P&I)
- $0 (100%)
- Property Tax
- $0 (0%)
- HOA Dues
- $0 (0%)
- Homeowners Insurance
- $0 (0%)
- Mortgage Insurance
- $0 (0%)
- Total Monthly Payment
- $0
| Pmt # | Payment | Principal | Interest | MI | Balance |
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| Pmt # | Int Rate | Mth Pmt | Principal | Interest | Balance |
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1st State Bank is located in Saginaw, Bay and Midland Counties. To fill out an online application, you must either be a current customer of 1st State Bank or must live, work or own a business in either Saginaw, Bay or Midland County. If you do not fulfill this requirement, please call one of our Mortgage Loan Officers at 989-799-0525. Explore our mortgage center without any obligation or disclosure of personal information.